Quirky Journal

The Finance Talent War: Why Your Banker Is Quitting (And Why It Matters)

The Finance Talent War: Why Your Banker Is Quitting (And Why It Matters)

Editors Picks, Finance /

The finance industry is experiencing a talent war, with many bankers leaving for better opportunities, and firms like JPMorgan and Citi are actively trying to retain top talent. Younger professionals, especially Gen Z, are seeking more flexible work environments. This shift highlights the importance of flexibility and culture in retaining banking talent.

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The Ultimate Savings Plan Best Ways to Save Money in the Bank and Build an Emergency Fund Fast

The Ultimate Savings Plan: Best Ways to Save Money in the Bank and Build an Emergency Fund Fast

Editors Picks, Finance, Must Read /

The Ultimate Savings Plan: Best Ways to Save Money in the Bank and Build an Emergency Fund Fast Your car just broke down. Alternatively, maybe you need an emergency dental procedure. Either way, the bill is $1,200, and you don’t have it. Consequently, you’re reaching for a credit card, taking a payday loan, or asking

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War Economy Chapter 6 Incompetent Leadership and Economic Fallout

War Economy Chapter 6: Incompetent Leadership and Economic Fallout

Finance, Tutorials, War Economy /

Incompetent leadership during wartime often leads to economic decline and resource misallocation, exacerbating economic fallout and increasing poverty levels. Examples include Sudan’s war causing severe economic damage and Trump’s policies creating a crisis. Leadership failure can severely undermine economic stability.

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Longevity Risk Explained How to Make Your Money Last in Retirement

Longevity Risk Explained: How to Make Your Money Last in Retirement

Editors Picks, Finance, Must Read /

You’ve saved for retirement, but what if you live to 100? Traditional 30-year plans crumble under modern lifespans, inflation, and healthcare spikes. This guide exposes the 4 dimensions of longevity risk and shares resilient strategies—guaranteed income floors, dynamic withdrawals, bucketing—to ensure your money outlasts you, no matter how long that is.

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Quantum Computing Stocks Are We Watching the Dot-Com Bubble 2.0

Quantum Computing Stocks: Are We Watching the Dot-Com Bubble 2.0?

Finance, Technology /

Remember when adding “.com” to your company name tripled its valuation overnight? We’ve seen this movie before—and it didn’t end well. Today, “quantum” is the new “.com,” as companies like D‑Wave, IonQ, and Rigetti command valuations that defy financial gravity. Despite minimal revenue and mounting losses, investors are piling in, betting on a revolution that’s still decades away.
This deep dive explores why quantum computing stocks may be replaying the dot‑com bubble’s greatest hits—complete with hype-driven valuations, insider sell‑offs, and the inevitable crash that follows every technological gold rush.

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Student Loan Refinancing Guide Calculating the Net Benefit of Private Rates

Calculate Before You Refinance: A Complete Guide to Student Loan Private Rates (U.S.)

Finance, Must Read /

Student loan refinancing can save you thousands—or cost you even more if you give up federal protections for a marginally lower rate. Before you refinance, you need to know your weighted average interest rate (WAIR) and understand what you’re trading away. This guide walks you through the math: how to calculate your current blended interest cost, compare fixed vs. variable private rates, and recognize when keeping federal loans with IDR or PSLF eligibility is the smarter financial move. Learn the formulas, run the numbers, and make an informed decision that aligns with your income, career path, and risk tolerance.

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The 48-Month Debt Payoff Roadmap Strategic Milestones and Interest Arbitrage

How to Pay Off Debt in 4 Years: A Strategic Roadmap That Actually Works

Editors Picks, Finance /

The 48-Month Debt Payoff Roadmap: Strategic Milestones and Interest Arbitrage Let’s be real—getting out of debt isn’t easy. But you know what’s harder? Staying trapped in debt because you never had a solid plan. Millions of people are drowning in credit card balances, personal loans, and that awful feeling every time they check their bank

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