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Startup vs. Small Business Do You Have the Founder Mindset

Startup vs. Small Business: Do You Really Have the Founder Mindset?

Finance, Must Read, Startup, Tutorials /

Millions dream of “starting a business,” but few realise they’re choosing between two very different games: the high-risk, hyper-growth startup race and the stable, long-term small business path. Startups chase market disruption, venture capital, and billion-dollar exits under extreme uncertainty, while small businesses focus on cash flow, community, and control over your time. This article breaks down the psychological traits, financial realities, and lifestyle trade-offs behind each route and gives you a practical self-assessment—so you can decide if you truly have the founder mindset, or if you’ll be happier and more successful building a durable, profitable small business on your own terms.

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The New Arms Race Is Defence Stocks 2026's Big Bet

Defence Stocks in 2026: Geopolitical Tailwind or Late-Stage Arms Race?

Case Studies, Finance, Must Read /

Global military budgets have exploded past $2.4 trillion, with a $900.6 billion Pentagon authorization, European rearmament, and an Asia–Pacific arms race turning defence into one of 2026’s most powerful secular themes. But this is not the old steel-and-tanks trade: AI-enabled electronic warfare, autonomous drones, hypersonics, space assets, and directed-energy weapons are driving a technology super-cycle that benefits primes like Lockheed, Raytheon, and Northrop alongside growth names such as Kratos and AeroVironment. For investors, that means genuine multi-year visibility—yet also stretched valuations, dependence on government budgets, and the ever-present risk of a “peace dividend” selloff, making position sizing, ETF usage, and clear risk limits just as important as picking the right contractors in this new arms race.

Defence Stocks in 2026: Geopolitical Tailwind or Late-Stage Arms Race? Read More »

Goodbye, Data Plans Why Your Next Smartphone Might Come With Built-in LoRa

Goodbye, Data Plans: Why Your Next Smartphone Might Come With Built-in LoRa

Editors Picks, Must Read, Technology, Tools & Gadgets /

Forget $50/mo data plans. LoRa radios in phones (Spec5 Spectre) + Meshtastic create 1-10mi mesh networks for free encrypted texts/GPS sharing. No towers needed—devices relay messages. Urban: 1-3mi/node. Rural: 5-10mi+. Solar relays extend 30mi+. Hike/disasters/privacy/rural without cellular dependency. USB adapters upgrade existing phones $30-60.

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The Great Rotation Why Investors Are Finally Ditching Big Tech for Small Caps

Great Rotation: Small Caps Surge as Investors Dump Magnificent 7

Editors Picks, Finance, Must Read /

After 10 years of Big Tech dominance, capital rotates to small/mid-caps: Russell 2000 +7% YTD, 14-session win streak not seen since ’96. Lower rates cut small cap debt costs, Trump tax cuts boost earnings, AI productivity helps small biz compete. Equal-weight S&P (RSP inflows $4B) outperforms cap-weighted. Regional banks, industrials, energy lead as valuations normalise.

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Financial Sabotage China and India Just Orchestrated the Greatest Supply Chain Attack in History

Financial Sabotage: China and India Just Orchestrated the Greatest Supply Chain Attack in History

Editors Picks, Finance, Must Read /

London’s metal vaults are quietly running dry while factories in the West discover their “just‑in‑time” supply chains were really “just‑one‑shipment‑away‑from‑failure.” India has been pulling silver out of Western vaults in record tonnage, and China now effectively controls the rare earths that power EVs, wind turbines, smartphones, and modern weapons. This isn’t a glitch in globalisation—it’s a deliberate long game that swapped Wall Street’s paper claims for Beijing and New Delhi’s physical metal. The result is a new era where controlling rocks in the ground matters more than running the world’s stock exchanges.

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The All-Weather Portfolio How to Build a Portfolio That Thrives in Any Economy

The All-Weather Portfolio: How to Build a Portfolio That Thrives in Any Economy

Finance, Must Read /

60/40 portfolios worked when rates fell for 40 years. Now both crash together during inflation. Ray Dalio’s All-Weather spreads risk equally: 40% long bonds (TLT), 15% intermediate (IEF), 30% stocks (VTI), 7.5% gold (GLD), 7.5% commodities (DBC). Add 10-month trend filter to cut drawdowns 50%. Rebalance annually. Thrives when you can’t predict growth/inflation/recession/stagflation.

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AI Audit Fail Why Unexplainable AI Can't Touch Finance

AI Audit Fail: Why Unexplainable AI Can’t Touch Finance

Finance, Must Read /

AI rejects $500K business loan. Customer demands explanation, compliance needs docs, regulators want proof. Black box AI can’t justify decisions—finance demands audit trails. EU AI Act/OCC/Fed require explainability. Deloitte’s fake AI report cost $290K. LIME/SHAP + data lineage + human oversight frameworks make AI compliant without killing performance.

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Managing Pension Volatility in 2026 How to Protect Your Retirement as Life Changes

Managing Pension Volatility in 2026: How to Protect Your Retirement as Life Changes

Editors Picks, Finance, Must Read /

Your pension just fell 15%, and retirement is two years away—unlike your younger colleagues, you don’t have decades to recover. Retirees face sequence‑of‑returns risk: withdrawing during downturns can lock in losses and permanently damage income. This guide shows how to adapt by life stage, build 2–5 years of cash reserves, use bucket strategies, dynamic withdrawals, guaranteed income options, and regular rebalancing so market shocks—and big life changes like health issues, job loss, or supporting family—don’t derail your retirement security.

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