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How to Raise Startup Funding Everything You Need to Know in 2026

How to Raise Startup Funding: From Pre-Seed to Series A (Without Wasting 8 Months)

Editors Picks, Finance, Must Read /

Customers love your product, but runway is dying and competitors are closing rounds. In 2026, most tech startups need ~$250K just to get moving, and funding can take 2–8 months with 90% of pitches rejected. This guide walks you through every stage—pre‑seed, seed, Series A—what investors actually want to see, how to build your model and pitch materials, which investors to target, and the process to move from first meeting to term sheet without burning relationships or running out of cash.

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How to Invest $100,000 A Strategic Guide to Building Wealth in 2026

If you had a hundred thousand dollars where would you invest it in?: A Strategic Guide to Building Wealth in 2026

Editors Picks, Finance, Must Read /

$100K inheritance/bonus? 90% fail in 90 days. Step 1: Kill 22% credit cards (guaranteed -22% vs 10% stocks). Step 2: 6mo emergency HYSA. Step 3: Max $23k 401k (24% instant return). Conservative: 40% cash/30% bonds. Aggressive: 50% stocks/25% intl. Tax-smart implementation + 5 deadly mistakes inside.

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Tired of Market Volatility The 7-5-3-1 Rule Is the Only SIP Strategy You Need

What is the 7-5-3-1 Equity SIP Rule? Definition, Benefits, and Implementation

Editors Picks, Finance, Must Read /

SIP -2% after 6 months? Colleague brags 7% FD returns. 7-5-3-1 rule saves you: Hold 7yrs (cycles complete), diversify 5 categories (large/mid/value/intl/debt), survive 3 emotions, step-up SIP 10%/yr. $500/mo fixed=$500K (20yrs); stepped-up=$1.4M. Framework + implementation inside.

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The End of the AI Subsidy If OpenAI Fails, What Happens to Your Tech Portfolio

The End of the AI Subsidy: If OpenAI Fails, What Happens to Your Tech Portfolio?

Case Studies, Editors Picks, Finance, Must Read, Technology /

OpenAI isn’t just losing money—it’s torching it. With projected $14 billion losses in 2026, ads in ChatGPT, and talk of a federal “backstop,” the AI poster child is flashing systemic warning signs. This case study breaks down OpenAI’s broken economics, the end of the AI subsidy model, and what happens to AI-heavy portfolios if the most celebrated private tech company runs out of cash.

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The Ultimate Savings Plan Best Ways to Save Money in the Bank and Build an Emergency Fund Fast

The Ultimate Savings Plan: Best Ways to Save Money in the Bank and Build an Emergency Fund Fast

Editors Picks, Finance, Must Read /

The Ultimate Savings Plan: Best Ways to Save Money in the Bank and Build an Emergency Fund Fast Your car just broke down. Alternatively, maybe you need an emergency dental procedure. Either way, the bill is $1,200, and you don’t have it. Consequently, you’re reaching for a credit card, taking a payday loan, or asking

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Longevity Risk Explained How to Make Your Money Last in Retirement

Longevity Risk Explained: How to Make Your Money Last in Retirement

Editors Picks, Finance, Must Read /

You’ve saved for retirement, but what if you live to 100? Traditional 30-year plans crumble under modern lifespans, inflation, and healthcare spikes. This guide exposes the 4 dimensions of longevity risk and shares resilient strategies—guaranteed income floors, dynamic withdrawals, bucketing—to ensure your money outlasts you, no matter how long that is.

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Student Loan Refinancing Guide Calculating the Net Benefit of Private Rates

Calculate Before You Refinance: A Complete Guide to Student Loan Private Rates (U.S.)

Finance, Must Read /

Student loan refinancing can save you thousands—or cost you even more if you give up federal protections for a marginally lower rate. Before you refinance, you need to know your weighted average interest rate (WAIR) and understand what you’re trading away. This guide walks you through the math: how to calculate your current blended interest cost, compare fixed vs. variable private rates, and recognize when keeping federal loans with IDR or PSLF eligibility is the smarter financial move. Learn the formulas, run the numbers, and make an informed decision that aligns with your income, career path, and risk tolerance.

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Case Study The Decline of ChatGPT's Market Dominance (2023-2026)

Case Study: The Decline of ChatGPT’s Market Dominance (2023-2026)

Case Studies, Finance, Must Read, Technology /

Case Study: The Decline of ChatGPT’s Market Dominance (2023-2026) Executive Summary Between 2023 and early 2026, ChatGPT experienced a dramatic market share decline from 87% to 68%—a 19-point drop that represents one of the fastest erosions of dominance in tech history. This case study examines the structural, technical, and strategic factors behind this shift, drawing

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