How to Tell If You’re a Finance Genius—or Quietly Headed for Trouble
Most people are sure they’re “okay” with money—until a job loss, rate hike, or medical bill exposes how fragile their finances really are. True financial competence isn’t about your income level or job title; it’s about how you make decisions, manage risk, and respond under pressure. This guide lays out clear signs you’re financially on top of things—detailed tracking, real understanding of concepts like compound interest and risk‑adjusted returns, strategic planning—and equally clear warning signs that you’re in over your head and should bring in a professional before small problems turn into full‑blown crises.
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